Whilst it can be tempting to choose the cheapest insurance quote you receive it is important to shop around before making a final decision. To do this you may need to phone a number of insurance companies and visit some online comparison web sites.

The car insurance quotes you receive may vary depending on the underwriters that a particular insurance company uses. This can be confusing, especially if you give the same information about your car and personal details each time!

Excess Payments

Another thing to consider when comparing car insurance quotes is the amount a company may charge you as an "excess". An excess is an amount that you may be expected to pay when making an insurance claim, although it may be possible to recover your excess from the party deemed to be at fault.

Shop Around

In summary, shop around before making a final decision and be prepared to see different quotes and different excess figures quoted to you, even though you provide the same information every time!